When you are in an accident where no injuries have occurred, don't just exchange insurance information and leave the scene. Call the authorities. You want to have a written report from the accident scene, so that nothing gets blown out of proportion at a later date. The police officer's report will also help to make sure you get the right information. Too often, people drive away after an accident with only the name and phone number of the other party involved. If you have a cell phone with a camera, it would be a good idea to snap some shots of the damage right at the scene, especially if this is not done by the police officer. Also, get the names and phone numbers of any witnesses to the accident. The witnesses can corroborate your story should any claims resulting from the accident go to trial. Don't get into an argument with the other driver. Nerves and tempers can get out of control at the scene of an accident, especially if the other driver knows you were at fault. Don't admit your guilt, even if it is obvious to all involved. Wait until the police have arrived and calmer voices are involved before you even think about discussing liability with the other driver. In most cases, it is best not to approach that subject at all.
Call your insurance agent as soon as possible after the accident. A good insurance agent will get the ball rolling with the claims made against you and will help protect your interests. Your agent will be able to have a damage assessment done on your vehicle so that you can get it fixed quickly. Even if you are able to drive your car, you want to alert your agent immediately, so you don't risk having any later claims denied.
If you have been injured in an auto accident, call a Houston auto accident lawyer at SMSH. While the attorneys at SMSH primarily handle jones act cases, they also have years of experience handling car, truck and motorcycle accidents. Don't delay, call now 1-800-949-6671
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Other Source of Information:- Auto Accident Lawyer | Auto Accident Attorney
After an accident, report property claims and/or a personal injury claim immediately to your insurance company. Reporting to your insurance company in a timely matter is imperative. Be prepared to give the following information:Your policy number
ReplyDeleteThe date, time, location and nature of your loss
The make and model of your automobile
A description of the damage and injuries
Names, contact information, and insurance information of those involved
Your contact information . To determine if your vehicle can be repaired or if it's a total loss, your adjuster will need to inspect it. If your vehicle is repairable, you may take it wherever you want to get it fixed. Read your policy, though, as now many insurance companies are putting restrictions on their auto policies. Few people know about these until they actually get into an accident.For more information visit us at:-professional negligence claims.